Legal

Read this before you hit ‘post’. It’s the legal part, but we kept it chill.

Last updated: 03.11.2025
Business Name: KOLLECTIV STOCK OÜ
Registry Code: 17363675
Address: Harju maakond, Tallinn, Lasnamäe linnaosa, Sepapaja tn 6, 15551, Estonia
Email: contact@kollectivstock.com
Website: www.kollectivstock.com

TERMS & CONDITIONS (TERMS OF USE)

Acceptance of Terms

By accessing or using www.kollectivstock.com (“Website”), you agree to these Terms of Use. If you do not agree, do not access or use the Website or its content.

User Eligibility

  • Users must be at least 18 years old.
  • By using the Website, you confirm you meet this age requirement.

Intellectual Property

All content — photos, videos, graphics, text, logos — is owned by KOLLËCTIVSTOCK OÜ or its contributors. You may use content only under a valid license (Standard or Agency).
You may not:

  • Copy, resell, redistribute, or sublicense content
  • Upload raw files to stock platforms or AI datasets
  • Claim ownership of content
  • Circumvent download limits or scrape the library

Violations may result in termination and legal action.

User Accounts

Accounts are managed via Memberstack. You agree to:

  • Provide accurate information
  • Keep login credentials secure
  • Not share accounts

We may suspend or terminate accounts for violations.

Payments & Subscriptions

  • Payments are processed via Stripe.
  • Subscriptions recur automatically until cancelled.
  • Prices may change with notice.

Download Limits

To prevent abuse, we may impose reasonable daily limits.

Prohibited Uses

You may not use content to:

  • Break laws or regulations
  • Create defamatory, hateful, or harmful material
  • Build a competing stock service
  • Train AI models or similar

Termination

Accounts violating these terms may be suspended or terminated without refund.

Governing Law

Estonian law applies. Disputes are resolved in Estonian courts.

PRIVACY POLICY (GDPR-COMPLIANT)

Introduction

This explains how we collect, use, and protect personal data. We comply with GDPR, Estonian law, and worldwide privacy standards.

Data We Collect

Information you provide: name, email, billing info, account details Automatically collected: IP, browser, device info, pages visited, downloads Cookies: session, analytics, Stripe, Memberstack Payment info: processed by Stripe; not stored by us

How We Use Your Data

  • Account creation & management
  • Payment processing
  • Fraud & abuse prevention
  • Service improvement
  • Customer support
  • Service notifications

Legal Basis

  • Contract performance
  • Legitimate interest
  • Consent (analytics cookies)
  • Legal obligation

Data Sharing

Shared only with trusted providers (Stripe, Memberstack, Google Analytics). No sale of personal data.

Data Retention

  • Account data: while active
  • Billing: 7 years
  • Analytics: per Google retention

Your Rights

Access, correct, delete, restrict, export data, withdraw consent. Contact: contact@kollectivstock.com

International Transfers

Data may be transferred outside the EU under GDPR-compliant agreements.

COOKIE POLICY

Types of Cookies

  • Essential cookies: login, session, payments (Memberstack, Stripe)
  • Analytics cookies: traffic & performance (Google Analytics)

Managing Cookies

Use the Cookie Banner to accept, decline, or manage preferences.

REFUND POLICY

  • Digital content purchases are non-refundable after download.
  • Technical issues (corrupt/damaged files) must be reported within 7 days.
  • Billing errors may be corrected by contacting contact@kollectivstock.com.

DMCA & COPYRIGHT TAKEDOWN POLICY

We respect copyright. To submit a notice, send email to contact@kollectivstock.com with:

  • Your full name & contact
  • URL of copyrighted content
  • URL of infringing material
  • Statement of good-faith belief
  • Statement under penalty of perjury
  • Signature (typed is acceptable)

Counter-notification: you may dispute claims under same procedure.Repeat infringers may have accounts terminated.

DISCLAIMERS & LIMITATIONS OF LIABILITY

  • Content is provided “as is”; no guarantees of outcomes or compatibility.
  • We are not liable for direct, indirect, incidental, or consequential damages.
  • You are responsible for complying with laws, regulations, and third-party platform rules.

COPYRIGHT NOTICE

All content is the exclusive property of KOLLËCTIVSTOCK OÜ. Licenses grant use rights only, not ownership.

CONTACT & COMPANY INFORMATION

KOLLËCTIVSTOCK OÜ
Registry Code: 17363675
Address: Harju maakond, Tallinn, Lasnamäe linnaosa, Sepapaja tn 6, 15551, Estonia
Email: contact@kollectivstock.com
Website: www.kollectivstock.com